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Lets do some financial planning basics that will help you establish a financial plan that will have steps to achieve your goals. (1) determining your current …



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Pradhan Mantri Shram Yogi Mandhan (PMSYM). Know all about Financial Budget 2019 latest pension updates in this video.

More than Half of our GDP comes from 42 crore unorganised sector workers such as street vendors, rickshaw pullers, construction workers, rag pickers, agricultural workers, beedi workers, handloom, leather, etc
Domestic workers are also engaged in big numbers. We must provide them with comprehensive social security coverage for their old age. Therefore, in 9 addition to the health coverage provided under ‘Ayushman Bharat’ and life & disability coverage provided under ‘Pradhan Mantri Jeevan Jyoti Bima Yojana’ and ‘Pradhan Mantri Suraksha Bima Yojana’, our Government proposes to launch a mega pension yojana namely ‘Pradhan Mantri Shram-Yogi Maandhan’ for the unorganised sector workers with monthly income up to ` 15,000. This pension yojana shall provide them an assured monthly pension of ` 3,000 from the age of 60 years on a monthly contribution of a small affordable amount during their working age. An unorganised sector worker joining pension yojana at the age of 29 years will have to contribute only ` 100 per month till the age of 60 years. A worker joining the pension yojana at 18 years, will have to contribute as little as `55 per month only. The Government will deposit equal matching share in the pension account of the worker every month. It is expected that at least 10 crore labourers and workers in the unorganized sector will avail the benefit of ‘Pradhan Mantri Shram-Yogi Maandhan’ within next five years making it one of the largest pension schemes of the world. A sum of `500 crores has been allocated for the Scheme. Additional funds will be provided as needed. The scheme will also be implemented from the current year.

By Piyush Goyal
Finance Minister

This is a piece of big financial news for the people working in the unorganized sector. Stay tuned for more union budget 2019 news and interim budget 2019 news soon.

ATAL PENSION YOJANA: https://www.youtube.com/watch?v=wdMECZv3f8Q&t=50s

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Now, you don’t have to pay income tax if your taxable income is up to rupees 5 lakh. Moreover, if you smartly claim the deductions allowed under income tax act 1961, you can even earn up to 10 lakh and still pay no tax.
Finance Minister Piyush Goyal announced the Interim budget 2019 on 1st February 2019. During his speech, he announced an extended rebate of 12,500 under section 87A of the income tax act up to the taxable of 5,00,000. Earlier this rebate was just 2500 up to the taxable income of 3,00,000. This is no way means that the income tax slabs have changed. This would simply indicate that a rebate in tax payable amount.
70% of Indians have an annual income up to 5 lakh rupees. This would be major financial news for all those people.

Here’s how you can claims deductions or exemptions under various sections of the income tax:
https://drive.google.com/drive/u/0/folders/1TiO3syAgIliGu3XsrJKsOCtTC-f9Rfym

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