Entries by Heritage Wealth Planning

The PERFECT Retirement Plan

With a Roth you determine when you want to pay the taxes for what you put into the account. This is a benefit of the Roth that way too often gets overlooked. Remember, anything contributed to a Roth is with after-tax money. If you choose the Roth, you pay tax now. If you choose the […]

Why Not Use 3% Increases For Medicare In Your Retirement Planning?

Medicare Part B premiums have increased by 2.97% on average over the last 30 years. So, if you’re going to discount Social Security COLAs don’t you have to do the same for Medicare? If you are not…why? https://www.nfb.org/images/nfb/publications/bm/bm08/bm0811/bm081112.htm https://www.thebalance.com/current-and-historical-medicare-part-b-premiums-2388483 https://www.ssa.gov/policy/docs/statcomps/supplement/2011/2b-2c.html https://www.ssa.gov/OACT/COLA/colaseries.html ================================ Get the PDF version of my Tax Bomb book for free follow this […]

AHHHHH!!! I Can't Take It Anymore!

https://institutional.vanguard.com/iam/pdf/HAS2019.pdf https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/press-release/quarterly-retirement-trends-050919.pdf ================================ Get the PDF version of my Tax Bomb book for free follow this link. https://mailchi.mp/7e528cd3cfb3/taxbomb Get my books on Audible here: https://adbl.co/2MsUkPT https://www.audible.com/pd/B07ND4H9K9/?source_code=AUDFPWS0223189MWT-BK-ACX0-141987&ref=acx_bty_BK_ACX0_141987_rh_us Get your own Trusty Calculator: https://amzn.to/31X0VFU Want to support what I’m doing for $10 a month? Join my SubscribeStar page. https://www.subscribestar.com/joshscandlen My 4th book, YOU CAN RETIRE ON SOCIAL […]

The 3 Bucket Retirement Plan From The Retirement Manifesto

I’ve always been a fan of the 3 bucket retirement plan. But it’s just an extra level of complexity that most retirees don’t want to contend with. But if you’re comfortable, this may be something to consider. https://www.theretirementmanifesto.com/how-to-build-a-retirement-paycheck/ ================================ Get the PDF version of my Tax Bomb book for free follow this link. https://mailchi.mp/7e528cd3cfb3/taxbomb Get […]

Retirement Planning LIVE…from the basement!

================================ Get the PDF version of my Tax Bomb book for free follow this link. https://mailchi.mp/7e528cd3cfb3/taxbomb Get my books on Audible here: https://adbl.co/2MsUkPT https://www.audible.com/pd/B07ND4H9K9/?source_code=AUDFPWS0223189MWT-BK-ACX0-141987&ref=acx_bty_BK_ACX0_141987_rh_us Get your own Trusty Calculator: https://amzn.to/31X0VFU Want to support what I’m doing for $10 a month? Join my SubscribeStar page. https://www.subscribestar.com/joshscandlen My 4th book, YOU CAN RETIRE ON SOCIAL SECURITY!, is […]