THE DIVIDEND PROJECT: Weekly Review of my Dividend Account for the week ending October 4, 2019. The Journey to a Million Dollar Dividend Stock Portfolio marches on and the Dividends just keep rolling in! Ka-Ching!

I hope you find the video useful, inspiring and that it motivates you to take action in your own financial life. Subscribe to the Channel & Join the Community where we’re Building Financial Empires One Penny at a Time! Keep Calm, Collect Dividends!

ABOUT ME: I grew up in Bradenton, Florida in a lower income home, pretty sure we were below the poverty line. Yep, growing up in a housing project, eating government cheese, and watching my mother pay for groceries with food stamps. As a child, you’re not really keyed into the financial details of your parents life, but you can pick up that money is tight and that you don’t have the same things other kids have, like new clothes or shoes on the first day of school. There was no talk of college when I was growing up so by the time I was 18, I was working 3 jobs at one time, construction during the day and stocking groceries at night. I knew this was not the path I wanted to go down so I enlisted in the United States Marine Corps looking for a better opportunity. As fate would have it, I was selected to be a member of Marine Security Company at Camp David serving President Ronald Reagan. After my four year enlistment was over, I became a Police Officer in the Commonwealth of Virginia. During my 31 year career in law enforcement I was able to be a member of several special units including SWAT, River Rescue/Dive Unit, Dignitary Protection Detail and Criminal Investigations Unit/Major Crimes. As a Detective I worked in the Financial Crimes Unit helping victims of fraud and identity theft. I retired at the age of 55 in December of 2018 and haven’t worked a day since. My wife of 29 years is still working as a Federal employee and I have two daughters, one is a college student at the University of Virginia and one is a middle school student. My passion has been wealth building since 1987 and it has allowed me to have a front row seat in a journey from below the poverty line to a multi-million dollar net worth today. I started this YouTube channel to highlight my Dividend Portfolio but it has evolved into a discussion of all things involving Personal Finance. I welcome you to join me on my journey to building a Million Dollar Dividend Portfolio and achieving a Deca Millionaire Net Worth!

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Here is a link to the video for Buidling a Personal Dividend Pension Plan

Here is a link on my Guiding Principles for my Personal Dividend Pension Plan

Here is the link for my Selection Criteria when selecting stock for my Personal Dividend Pension Plan


THE DIVIDEND PROJECT – Uploading 3 new videos every week, Tuesday, Thursday and Saturday at 11:00 AM EST, covering the following topics, Dividend Growth Investing, Yield on Cost, Dividend Income, FIRE, Early Retirement, Retirement Planning, Retirement Dividends, Retirement Income, Building Net Worth, Financial Freedom, Frugal Living, Eliminating Debt, Budgeting, Dividend Stocks, Retirement Accounts such as the Roth IRA, IRA, 401k, 403b, 457 Plan, TSP – Federal Thrift Savings Plan, HSA – Health Savings Account, Social Security and Cash Flow. If it’s about Personal Finance, then it’s game for this channel.


15 replies
  1. Milone Money Mindset
    Milone Money Mindset says:

    Hi Ricky!!! I love the opening!! All hulk SMASH!!! Yeah I completely agree with what you said unrealized gains and losses are less relevant than the overall dividend cash flow into the portfolio!! Keep growing those dividends!!

  2. Cool Kid BMX
    Cool Kid BMX says:

    You are gonna make yourself mad being basic paper and being emotional about the dips and blips. You know that the share price goes down by the amount of the div right? Basic business stuffs man.

  3. GenExDividendInvestor
    GenExDividendInvestor says:

    Thanks.. What are your thoughts about the long term viability of IRM? I had a buddy who texted me a couple days ago wanting to chat about it but I haven’t looked at it much. BTW, I liked the little blooper at the end 🙂


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