Financial planning must be started as early as possible. Beginners (youngsters) can follow 50-30-20 rule of money and experienced can follow 40-20-40 rule of …

47 replies
  1. Manissh Thakur
    Manissh Thakur says:

    Mukul sir, My monthly salary is 20k and my expenses are 16-17k. I already have an emergency saving fund of 6 months. Where should I invest now especially on a monthly basis? Please reply!

  2. AYAN The 90's Music Lover
    AYAN The 90's Music Lover says:

    40 % Needs
    60% Savings
    According to ur Earning suppose if u r earning around 30k then you can fix that Ratio
    But if u r earning around 20k then go for 50% for needs nd remaining 50% For savings but definitely you will have to save something for ur future bcz in ur bad time No-one is going to help u but ur savings will do for sure

    Nd you r right sir Thank u😊

  3. Jai
    Jai says:

    I am 40 with 3 kids , still renting,, no secure jobs,, no saving,,life becomes bhikhari,, even using same razor for one month to save money for shaving

  4. SK
    SK says:

    I'm 32yrs dad of two kids aged 7&3yrs earning 80k per month, staying in own house.
    I spend only around 20k everything included.
    So saving 60k monthly mostly,
    I work part time to fulfill my needs and family mine is 75-25 rule

  5. S U
    S U says:

    Sir aapne jo 50-30-20 rule bataya hai woh school me kyon nahi padaya jata hai. School hame kyo financial education nahi sikhata hai. School mai bhi ek financial education ka subject hona chahiye. Sir please muje comment kijiye.


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